Downtown Loans

Facade Loan Boundary

Downtown Loans are meant to encourage investments within the Downtown Urban Renewal District in ways that contribute to its economic vibrancy and established goals. This flexible financing program supports unique redevelopment opportunities, specific downtown redevelopment challenges, as well as individual project financing needs in a way that help make our downtown dreams a reality.

Eligible Projects

  • Accessibility projects
  • Building rehabilitation or renovation
  • Facade enhancements
  • Historic preservation
  • Pedestrian covers
  • Tenant improvements
  • Others that fit the program criteria

Program Features

  • Interest rate is fixed, typically below market, for the term of the loan.
  • Repayment terms are structured to meet individual project needs.
  • $50 non-refundable application fee
  • Business assets, Real property, Personal guarantees
  • Loan amounts from $75,000 - $500,000: dependent upon availability of funds. Applications for larger or smaller loan amounts may be considered on a case-by-case basis.
  • Project financing will not exceed 50% of overall project budget.
  • Property owners and tenants located within the Downtown Urban Renewal District

Contact Us

  1. Aaron Doreen

    Business Loan Analyst
    99 W 10th Ave
    Eugene, OR 97401
    Ph: 541-682-5448
    Fx: 541-682-5572